There’s an old saying: the best time to start something was two weeks ago. The second best time is right now.

If you’ve been thinking about switching firms in 2026, that advice couldn’t be more relevant. The difference between a smooth, profitable transition and a stressful one often comes down to timing and preparation.

A move isn’t just about a new logo on the door, it’s about setting yourself, your clients, and your business up for long-term success.

We’re now less than 90 days away from 2026, and while it’s still possible to complete a move before year-end, many advisors are already thinking ahead, planning how to position themselves for a more strategic, well-timed transition in the new year. Getting a head start allows you to explore options, review offers, and move at a pace that protects both your clients and your bottom line.

At 3xEquity, we’ve helped over 1,000 advisors understand their options and opportunities to find a better fit. Through that experience, we’ve seen what separates the top transitions from the rest. Here are the key steps to take now so you’re ready when opportunity calls next year.

1. Understand Where You Stand Before You Make a Move

Before you start exploring new firms, take the time to understand your current situation. This is not a small decision. The firm you align with next will shape your client experience, growth potential, and daily workflow for years to come.

This is the time to invest real energy into the process.

• Audit your book of business. Know your AUM, recurring revenue, and client segmentation. Identify your most portable and profitable clients.

   

• Review your contracts. Check for any non-solicit or non-compete clauses that could affect your transition timeline.

   

• Track your trailing twelve. Firms make offers based on your T12, but structure and mix matter. If your revenue is trending up, timing your move right can increase the overall value of your deal.

   

Engaging a transition consultant early can make a major difference. An experienced consultant can help you evaluate options, anticipate challenges, and streamline the entire process so you can move faster and with greater confidence.

2. Focus on Fit, Not Just the Size of the Check

The biggest upfront number doesn’t always mean the best long-term result. Ask yourself:

• Does the firm’s culture align with how I serve my clients?

   

• Will I have operational support that keeps my practice efficient?

   

• Is the technology platform modern, integrated, and client-friendly?

   

• Does the firm allow me to build my brand and grow on my terms?

   

“The right fit means more than a payout. It’s about peace of mind, scalability, and control,” says Chris Stacey, COO at 3xEquity. “Our tools help advisors look beyond the headlines to evaluate the total value of each offer, not just the size of the check.”

The right fit is the one that supports your goals and client experience, not just your short-term compensation.

3. Protect the Client Relationships That Matter Most

Your relationships are the foundation of your business. Before you move, build a transition plan that protects them.

• Develop a client communication strategy that fits within compliance guidelines.

   

• Prioritize your top-tier households and plan early outreach to reassure them.

   

• Keep your messaging consistent and client-centered. You’re moving to provide better service, not chasing a paycheck.

   

In most successful transitions, 90 percent or more of an advisor’s book follows them because clients understand the move and trust the motivation behind it.

4. Understand the Market Dynamics in 2026

Next year will bring meaningful change across the wealth management landscape.

• Major firms are raising grid thresholds and pushing smaller producers toward new models.

   

• Independents and RIAs are expanding rapidly, offering improved technology, flexible platforms, and strong transition economics.

   

• Regional and boutique firms are emphasizing personalized service and advisor autonomy, creating compelling alternatives for top performers.

   

That means leverage is shifting. If you have a clean book, strong recurring revenue, and loyal clients, you are in an excellent position to negotiate a better deal in 2026.

5. Get Expert Guidance Confidentially

A move is too important to navigate alone. The best advisors rely on experienced transition consultants who know the landscape and protect their privacy.

3xEquity works behind the scenes to:

• Keep your identity confidential while exploring options.

   

• Present multiple competing offers from top firms.

   

• Model the true economics of each deal, including upfront, backend, and long-term value.

   

That independent guidance ensures you maximize your opportunity while staying focused on your clients and business.

The Bottom Line

Your move in 2026 starts with the steps you take today. Advisors who plan early, understand their worth, and align with the right partners will be the ones who turn opportunity into lasting success.

3xEquity can help you explore your options and secure multiple offers, all while remaining 100 percent anonymous.

Get started now at 3xEquity.com