According to Cerulli Associates, 37% of financial advisors are set to retire in the next decade, and those advisors collectively manage more than $10 trillion in assets. That alone is a generational shift.

But here’s the part that should sound the alarm: 1 in 4 of those advisors don’t have a succession plan.

That’s roughly $2.5 trillion in client assets with no clear future.

Whether you’re one of those advisors or competing for growth in a consolidating industry, this reality is more than a data point—it’s a wake-up call.

The Cost of Standing Still

When advisors delay succession planning, they don’t just risk their legacy. They risk client retention, business valuation, and long-term continuity. In some cases, it leaves clients scrambling to figure out their next move. In others, it means the firm loses control over the transition altogether.

Cerulli’s data suggests that succession planning isn’t just a personal issue—it’s a systemic one. And it’s growing.

It’s Not Just About the Numbers

Advisors who do plan ahead aren’t simply looking to cash out. They want alignment on key values like:

• Personality fit (88%)

• Fiduciary responsibility (85%)

• Compliance track record (85%)

• Cultural and service continuity

They want to know that their clients will be well-served, that their life’s work will be respected, and that their exit will reflect the care they brought to their business every day.

Without a plan, none of that is guaranteed.

You Can Only Kick the Can So Far

If you’re nearing retirement and still haven’t outlined your next step, now is the time. If you’re a growth-focused advisor, these transitions represent opportunity—but only for those ready to act with strategy.

The worst move in this climate? Doing nothing.

3xEquity: Guiding Advisors Through What’s Next

At 3xEquity, we work with advisors across every stage of their career—from early growth to exit strategy. We bring clarity to transition decisions and help you make the most of what you’ve built.

Here’s how we help:

• Compare offers from over 200 firms, all without revealing your identity

• Uncover your firm’s true value, and how to grow it

• Navigate succession, mergers, and career transitions with expert support

• Align your next move with your values, not just your numbers

Because the reality is this: the market is shifting, and it will with or without your participation.

Let’s Get Ahead of It

Whether you’re planning to retire in 2 years or still growing your book, you need a strategy.

3xEquity helps you make sense of your options, protect your legacy, and seize new opportunities—before someone else does.

You’ve built a business worth preserving. Let’s make sure it doesn’t disappear in the shuffle.

Let’s talk. Start the process confidentially and get the insight you need to make the best decisions for you and your clients.